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Cognitive load refers to the total amount of mental activity imposed on an individual's cognitive system within a given period of task performance1. Elevated cognitive load can impair human performance and is a major contributor to workplace accidents2. High cognitive load states affect cardiac activity by activating the sympathetic nervous system and inhibiting the parasympathetic nervous system, thereby increasing heart rate (HR) and decreasing heart rate variability (HRV)3. Expectancy beliefs refer to the extent to which individuals believe they can successfully complete a specific task or activity4. Task difficulty influences individuals' expectancy beliefs, which in turn regulate their behavioral engagement and allocation of cognitive resources, ultimately manifesting as different levels of cognitive load.
Electrocardiography (ECG) provides a high-temporal-resolution record of the heart's electrical activity. HR and HRV indices derived from ECG signals capture different aspects of cardiac rhythm and serve as psychophysiological indicators of an individual's physical and mental stress5. HR reflects the overall frequency of cardiac contractions and can be used to assess the basic state of the cardiovascular system. HRV represents the temporal variation between successive heartbeats and serves as an indicator of the autonomic nervous system (ANS) regulation, reflecting the dynamic balance between sympathetic and parasympathetic activity6,7,8. The sympathetic nervous system is activated under stress, threat, or high-intensity activity, often leading to increased HR and decreased HRV. Conversely, the parasympathetic nervous system is activated during relaxation, sleep, or low-energy-demand states, typically resulting in decreased HR and increased HRV.
Current physiological methods for measuring cognitive load include ECG activity, electroencephalographic (EEG) activity, respiration, blood pressure, and ocular indices9. Compared with traditional retrospective questionnaires, physiological measurements provide a better means of capturing participants' real-time states, thereby avoiding recall bias and the temporal delay effects inherent in self-report approaches. Portable ECG devices enable continuous and unobtrusive assessment of participants' state while they are engaged in ongoing tasks10. Compared with other physiological measurement techniques, portable ECG represents a low-cost, non-invasive method that allows participants to perform tasks in a more natural and flexible manner within their environment11. Average HR tends to increase as cognitive task difficulty rises12, and HRV has been shown to be highly responsive to both mental and physical demands13. Considering that the present task is expected to impose substantial mental effort and a modest level of physical load, and given the practical needs of task delegation scenarios in human-AI collaboration, HR and HRV are appropriate indices for measuring cognitive load.
HR and HRV have been widely applied to the study of cognitive load across multiple domains, including aviation14, driving15, and economic decision-making16, providing powerful tools for the continuous and objective assessment of human states. With the growing integration of AI into the workplace, understanding changes in cognitive load during human-AI collaboration has become increasingly important. One study investigating AI-assisted decision-making found that under conditions of high cognitive load, humans exhibited an irrational reliance on AI-generated suggestions17. In collaborative settings, the role of AI may extend beyond providing advisory input, enabling humans and AI to jointly complete tasks. The present study focuses on a novel collaboration mode in which humans have task-allocation authority and may choose, for each task, whether to complete it themselves or delegate it to the AI. However, in this specific context where humans have task-allocation authority, it remains unclear how task difficulty influences decision-making behavior and, consequently, reflects different levels of cognitive load. Therefore, this study aims to employ portable ECG devices to measure HR and HRV with precision, thereby objectively quantifying the dynamic changes in cognitive load under this collaborative paradigm.
The human-AI collaborative task selected for this experiment is a general task adapted from the paradigm proposed by Fügener et al.18. The advantage of using such a generalizable task is that it does not require participants to undergo specialized training and can be readily transferred to more domain-specific tasks. In the study described here, the experimental task involves image classification, in which participants are asked to assign a target image to one of several image category groups. A classification is considered correct if the selected category group matches the true category of the target image. The target images were drawn from the ImageNet database, where categories have already been validated. For each category group option, ten example images were provided to participants to reduce the likelihood that they might be unaware of certain categories19. We employed GoogLeNet Inception v3 as the AI model20, which had been trained on 1,000 potential image categories and achieved an average classification accuracy of 0.76.
We conducted a preliminary experiment to determine the difficulty level of the target images. In this preliminary experiment, participants were required to classify all images on their own. The sample size of 217 participants in the present study was determined with reference to the human-only condition reported by Fügener et al.18. In a collaborative task, it is generally desirable to assign each task to the party best suited to perform it. To operationalize task difficulty, we compared the accuracy for each image with the AI's average accuracy. Images with human accuracy lower than the AI's average accuracy were defined as those more suitable for AI completion -- that is, images that are relatively difficult for humans. In the formal experiment, we selected 32 images in total, including 16 easy images and 16 difficult images.
An a priori power analysis was conducted using G*Power 3.1 for a Wilcoxon signed-rank test21. We assumed a medium effect size, a two-tailed α level of 0.05, and a desired power of 0.90. The analysis indicated that a minimum of 47 participants was required. We recruited 60 students from the campus who had not previously participated in similar experimental tasks. The inclusion criteria were as follows: all participants were right-handed, had not taken any medication recently, had abstained from caffeine and alcohol for 24 h prior to the experiment, had not engaged in vigorous physical exercise on the day before the experiment, had maintained adequate sleep the night before the session, and reported no cardiovascular or respiratory diseases. The participants' mean age was 22.77 ± 1.25 years. The experimental setup is shown in Figure 1.
Before the experiment began, participants were informed that they would perform an image-classification task together with an AI. They were told the AI's average accuracy and instructed that, for each target image, they could either classify it themselves or delegate the classification to the AI. If participants chose to complete the task themselves, they responded by pressing one of the five keys (A, B, C, D, or E) on the keyboard to select an answer from the five image options. Pressing the designated key (P) indicated that the task was delegated to the AI, although participants could not see the AI's chosen answer. A marker was written at both the onset and the offset of each stimulus for subsequent analysis. Before the formal experiment began, participants completed 4 practice trials, followed by a 120 s resting period. They then proceeded to the 32-trial formal experiment. A 10 s inter trial interval was provided between each trial. The experimental procedure is illustrated in Figure 2.

Figure 1: Experimental setup. The figure shows the equipment used in the experiment and the placement of ECG measurement electrodes. (A) Schematic of ECG electrode placement; (B) Experimental setup. Please click here to view a larger version of this figure.

Figure 2: Experimental procedure. The practice session consisted of 4 trials, and the formal experiment included 32 trials. The experimental program was developed using E-Prime (see Table of Materials). Abbreviation: ECG = Electrocardiogram. Please click here to view a larger version of this figure.